Loans

Welcome to the Loans page of IBEW 76 Federal Credit Union, your financial ally for every aspiration. Whether you’re dreaming of a new car, a boat, or an RV for your next adventure, or you need a personal loan for unexpected expenses, we offer a range of lending solutions designed to meet your specific needs. With competitive rates and terms, our loan options are as diverse as our members. From vehicle and personal loans to Home Equity loans, our commitment is to provide you with financial solutions that fit your life. Review our comprehensive list of loan products and their respective rates to find the one that best suits your needs. At IBEW 76 FCU, we turn your dreams into achievable goals. Let’s start your journey towards financial freedom today.

Lending Rates & Disclosures

Effective January 20th, 2023

Important Terms and Conditions: IBEW 76 FCU membership is required. Rates are based on an evaluation of credit history, and other factors specific to your loan (such as loan term, age of collateral, occupancy of collateral property, combined loan-tovalue, lien status, loan amount, as applicable) and may be higher than the lowest rates advertised. Your final APR may differ from your loan interest rate due to additional fees that may apply. This schedule is intended for informational purposes only. Loan programs and rates are subject to change without notice, and this sheet does not serve as a guarantee of loan programs, rates, fees, credit approval, or conditions that may apply.

*Home Equity & Refinance Mortgage Loans: Property must be located on the State of Washington. You may have to pay certain third-party closing costs that range up to $3,000.00 plus origination fee, depending on the location of the property, the amount of the loan and other factors. Property insurance and, if applicable, flood insurance is required.