Savings

Welcome to IBEW 76 Federal Credit Union, your trusted partner in securing your financial future. Our savings products are designed to offer flexibility, security, and rewarding returns to cater to your unique saving goals. We offer a range of options from traditional shares (savings) to IRA Accounts – Traditional, Roth, SEP & HSA, along with attractive deposit rates. Our Savings Certificates provide a secure, fixed-rate investment solution with terms to suit your future planning. Rest assured, your savings are federally insured up to $250,000, backed by the full faith and credit of the United States Government. Start your journey towards financial growth with us, because at IBEW 76 FCU, your financial wellbeing is our top priority. Welcome to smarter savings.

Products

Shares (savings) | IRA – Traditional, Roth, SEP & HSA | Share Drafts (checking) | Visa Debit Cards | Visa Credit Cards | Vehicle Loans | Boat Loans | RV Loans | Apprenticeship Loans | Signature Loans | Home Equity Loans | Direct Deposit | Payroll Deduction | Union Dues Deduction | Online Banking | Remote Deposit Capture | Bill Payer | Accidental Death & Dismemberment Insurance | Disability Insurance | Credit Life | Credit Disability | Mechanical Breakdown Coverage | Guaranteed Auto Protection (GAP)

Downloadable Guides

Guide to Savings & Checking Accounts

 Guide to Budgeting & Savings Accounts

Deposit Rates

The following deposit product information is applicable to your consumer accounts at IBEW 76 FCU as of the effective date shown below. IBEW 76 FCU may add to or change the rates and fees contained in this schedule daily. Each accountholder agrees to the terms on the Truth in Savings Disclosure and acknowledges that it is a part of the Account Agreement.
Effective Date: July 20, 2023

* If a checking account maintains a zero balance for 9 consecutive months, or contains a negative balance for 31 consecutive days, the account will be closed.

Effective Date: July 20, 2023

Your savings are federally insured to as least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U.S. Government Agency. Rates and Terms in effect as of July 20, 2023 and are subject to changes without notice.