Savings

Products

  • Shares (savings)
  • IRA – Traditional, Roth, SEP & HSA
  • Share Drafts (checking)
  • Visa Debit Cards
  • Visa Credit Cards
  • Vehicle Loans
  • Boat Loans
  • RV Loans
  • Apprenticeship Loans
  • Signature Loans
  • Home Equity Loans
  • Direct Deposit
  • Payroll Deduction
  • Union Dues Deduction
  • Online Banking
  • Remote Deposit Capture
  • Bill Payer
  • Accidental Death & Dismemberment Insurance
  • Disability Insurance
  • Retirement Planning
  • Credit Life
  • Credit Disability
  • Mechanical Breakdown Coverage
  • Guaranteed Auto Protection (GAP)

Share Rates

Account Type Min. Balance Rate APY
Regular Shares $5.00 0.05% 0.05%
Additional Shares $5.00 0.05% 0.05%
Youth Shares $5.00 0.05% 0.05%
IRA Shares $100.00 0.20% 0.20%
Health Savings $0.00 0.00% 0.00%
Share Draft (Checking) $0.00 0.00% 0.00%
Youth Draft (Checking) $0.00 0.00% 0.00%
Share Certificates $1,000.00 Call for Rates Call for Rates
IRA Certificates $1,000.00 Call for Rates Call for Rates

Rates effective February 18, 2016

Fee Schedule

Account Reconciliation / Research - per Hours$25.00
Bad Address / Return Mail$5.00
Card Replacement$10.00
Check Cashing$5.00
Dormant / Inactive Account$5.00
Early Account Closure – w/in 90 days of opening$5.00
Excessive Withdrawals – after 6$5.00
Garnishment / Levy$50.00
NSF – Returned$30.00
NSF – Paid$30.00
Overdraft Transfer$10.00
Reconveyance$100.00
Reopen Account – w/in 90 days of closing$10.00
Return Deposited Item – 3rd Party$25.00
Return Deposited Item – member's acct elsewhere$30.00
Share Account Below Minimum Balance$25.00
Skip-A-Payment$35.00
Statement Copy$5.00
Stop Payment – ACH$25.00
Stop Payment – Share Draft$25.00
Stop Payment – Teller / Cashier's Check$35.00
Subordination Agreement$150.00
Teller / Cashier's Check – 3rd Party$5.00
Teller / Cashier's Check – MemberFree
Wire In$25.00
Wire Out$25.00

Effective February 18, 2016
* All fees subject to change without notice

Lost or Stolen Cards

Monday – Friday 9:00am – 5:00pm

IBEW 76 FCU
253-475-6661
1-800-464-0076

Evenings, Weekends & Holidays

Debit & Credit Cards
1-800-808-7230

Falcon Fraud

Debit & Credit Cards
1-866-334-1048