{"id":13,"date":"2023-05-08T16:00:11","date_gmt":"2023-05-08T23:00:11","guid":{"rendered":"http:\/\/ibew-76.mysites.io\/?page_id=13"},"modified":"2025-01-30T14:00:31","modified_gmt":"2025-01-30T22:00:31","slug":"savings","status":"publish","type":"page","link":"https:\/\/ibew76fcu.org\/es\/savings\/","title":{"rendered":"Ahorros"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” background_image=”https:\/\/ibew76fcu.org\/wp-content\/uploads\/2023\/05\/groovepaper.png” background_size=”initial” background_repeat=”repeat” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” _builder_version=”4.21.0″ _module_preset=”default” module_alignment=”center” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”20px|20px|20px|20px|true|true” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”||3px|||” global_colors_info=”{}”]<\/p>\n

Savings<\/strong><\/h1>\n

[\/et_pb_text][et_pb_divider divider_position=”center” _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”||10px|||” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Welcome to IBEW 76 Federal Credit Union<\/strong>, your trusted partner in securing your financial future. Our savings products are designed to offer flexibility, security, and rewarding returns to cater to your unique saving goals. We offer a range of options from traditional shares (savings) to IRA Accounts \u2013 Traditional, Roth, SEP & HSA, along with attractive deposit rates. Our Savings Certificates provide a secure, fixed-rate investment solution with terms to suit your future planning. Rest assured, your savings are federally insured up to $250,000, backed by the full faith and credit of the United States Government. Start your journey towards financial growth with us, because at IBEW 76 FCU, your financial wellbeing is our top priority. Welcome to smarter savings.<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”2_3,1_3″ use_custom_gutter=”on” _builder_version=”4.21.0″ _module_preset=”default” module_alignment=”center” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.21.0″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”20px|20px|20px|20px|true|true” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_font_size=”15px” text_line_height=”1.8em” custom_margin=”||-15px|||” global_colors_info=”{}”]<\/p>\n

Products<\/h2>\n

[\/et_pb_text][et_pb_divider divider_position=”center” _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”||10px|||” global_colors_info=”{}”][\/et_pb_divider][et_pb_text content_tablet=”<\/p>\n

Shares (savings) |<\/strong> IRA \u2013 Traditional, Roth, SEP & HSA |<\/strong> Share Drafts (checking)
Visa Debit Cards |<\/strong> Visa Credit Cards |<\/strong> Vehicle Loans |<\/strong> Boat Loans |<\/strong> RV Loans |<\/strong> Apprenticeship Loans |<\/strong> Signature Loans |<\/strong> Home Equity Loans |<\/strong> Direct Deposit |<\/strong> Payroll Deduction
Union Dues Deduction |<\/strong> Online Banking |<\/strong> Remote Deposit Capture |<\/strong> Bill Payer
Accidental Death & Dismemberment Insurance |<\/strong> Disability Insurance |<\/strong> Credit Life
Credit Disability |<\/strong> Mechanical Breakdown Coverage |<\/strong> Guaranteed Auto Protection (GAP)<\/p>\n

” content_phone=”<\/p>\n

Shares (savings)
IRA \u2013 Traditional, Roth, SEP & HSA
Share Drafts (checking)
Visa Debit Cards
Visa Credit Cards
Vehicle Loans
Boat Loans
RV Loans
Apprenticeship Loans
Signature Loans
Home Equity Loans
Direct Deposit
Payroll Deduction
Union Dues Deduction
Online Banking
Remote Deposit Capture
Bill Payer
Accidental Death & Dismemberment Insurance
Disability Insurance
Credit Life
Credit Disability
Mechanical Breakdown Coverage
Guaranteed Auto Protection (GAP)<\/p>\n

” content_last_edited=”on|phone” _builder_version=”4.21.0″ _module_preset=”default” text_font_size=”15px” global_colors_info=”{}”]<\/p>\n

Shares (savings) |<\/strong> IRA \u2013 Traditional, Roth, SEP & HSA | Share Drafts (checking) |<\/strong> Visa Debit Cards |<\/strong> Visa Credit Cards | Vehicle Loans |<\/strong> Boat Loans |<\/strong> RV Loans |<\/strong> Apprenticeship Loans | Signature Loans |<\/strong> Home Equity Loans |<\/strong> Direct Deposit | Payroll Deduction |<\/strong> Union Dues Deduction |<\/strong> Online Banking | Remote Deposit Capture |<\/strong> Bill Payer | Accidental Death & Dismemberment Insurance |<\/strong> Disability Insurance |<\/strong> Credit Life | Credit Disability |<\/strong> Mechanical Breakdown Coverage | Guaranteed Auto Protection (GAP)<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.21.0″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”20px|20px|20px|20px|true|true” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Downloadable Guides<\/h3>\n
\n

[\/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Guide to Savings & Checking Accounts<\/strong><\/a><\/span><\/p>\n

\u00a0Guide to Budgeting & Savings Accounts<\/strong><\/a><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”20px|20px|20px|20px|true|true” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”||3px|||” global_colors_info=”{}”]<\/p>\n

\n

Deposit Rates<\/h3>\n The following deposit product information is applicable to your consumer accounts at IBEW 76 FCU as of the effective date shown below. IBEW 76 FCU may add to or change the rates and fees contained in this schedule daily. Each accountholder agrees to the terms on the Truth in Savings Disclosure and acknowledges that it is a part of the Account Agreement.<\/div>\n \n \n \n \n \n \n \n <\/colgroup>\n <\/table>\n \n \n \n<\/div>\n\n

[\/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”||16px|||” global_colors_info=”{}”]<\/p>\n

* If a checking account maintains a zero balance for 9 consecutive months, or contains a negative balance for 31 consecutive days, the account will be closed.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

\n
Effective Date: February 1, 2025<\/caption>\n
\n \n \n \n \n \n <\/colgroup>\n <\/table>\n \n \n \n<\/div>\n\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”-19px|||||” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

Your savings are federally insured to as least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U.S. Government Agency. Rates and Terms in effect as of February 1, 2025 and are subject to changes without notice.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n<\/span>","protected":false},"excerpt":{"rendered":"

SavingsWelcome to IBEW 76 Federal Credit Union, your trusted partner in securing your financial future. Our savings products are designed to offer flexibility, security, and rewarding returns to cater to your unique saving goals. We offer a range of options from traditional shares (savings) to IRA Accounts \u2013 Traditional, Roth, SEP & HSA, along with […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-13","page","type-page","status-publish","hentry"],"yoast_head":"\nSavings Products | IBEW 76 FCU | Secure Your Future<\/title>\n<meta name=\"description\" content=\"Explore the flexible, secure, and rewarding savings products offered by IBEW 76 Federal Credit Union. With a range of options from shares to IRA accounts, and attractive deposit rates, secure your financial future with us. Your savings are federally insured up to $250,000. Start your financial growth journey today!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ibew76fcu.org\/es\/savings\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Savings Products | IBEW 76 FCU | Secure Your Future\" \/>\n<meta property=\"og:description\" content=\"Explore the flexible, secure, and rewarding savings products offered by IBEW 76 Federal Credit Union. With a range of options from shares to IRA accounts, and attractive deposit rates, secure your financial future with us. Your savings are federally insured up to $250,000. Start your financial growth journey today!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ibew76fcu.org\/es\/savings\/\" \/>\n<meta property=\"og:site_name\" content=\"IBEW 76 Federal Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ibew76federalcreditunion\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-30T22:00:31+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/ibew76fcu.org\\\/savings\\\/\",\"url\":\"https:\\\/\\\/ibew76fcu.org\\\/savings\\\/\",\"name\":\"Savings Products | IBEW 76 FCU | Secure Your Future\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ibew76fcu.org\\\/#website\"},\"datePublished\":\"2023-05-08T23:00:11+00:00\",\"dateModified\":\"2025-01-30T22:00:31+00:00\",\"description\":\"Explore the flexible, secure, and rewarding savings products offered by IBEW 76 Federal Credit Union. With a range of options from shares to IRA accounts, and attractive deposit rates, secure your financial future with us. Your savings are federally insured up to $250,000. Start your financial growth journey today!\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/ibew76fcu.org\\\/savings\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/ibew76fcu.org\\\/savings\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/ibew76fcu.org\\\/savings\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/ibew76fcu.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Savings\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/ibew76fcu.org\\\/#website\",\"url\":\"https:\\\/\\\/ibew76fcu.org\\\/\",\"name\":\"IBEW 76 Federal Credit Union\",\"description\":\"Stay loyal to your UNION credit union.\",\"publisher\":{\"@id\":\"https:\\\/\\\/ibew76fcu.org\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/ibew76fcu.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/ibew76fcu.org\\\/#organization\",\"name\":\"IBEW 76 Federal Credit Union\",\"url\":\"https:\\\/\\\/ibew76fcu.org\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/ibew76fcu.org\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/ibew76fcu.org\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/ibew_footer_logo.png\",\"contentUrl\":\"https:\\\/\\\/ibew76fcu.org\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/ibew_footer_logo.png\",\"width\":137,\"height\":73,\"caption\":\"IBEW 76 Federal Credit Union\"},\"image\":{\"@id\":\"https:\\\/\\\/ibew76fcu.org\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/ibew76federalcreditunion\",\"https:\\\/\\\/www.instagram.com\\\/ibew76fcu\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Savings Products | IBEW 76 FCU | Secure Your Future","description":"Explore the flexible, secure, and rewarding savings products offered by IBEW 76 Federal Credit Union. With a range of options from shares to IRA accounts, and attractive deposit rates, secure your financial future with us. Your savings are federally insured up to $250,000. Start your financial growth journey today!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ibew76fcu.org\/es\/savings\/","og_locale":"es_MX","og_type":"article","og_title":"Savings Products | IBEW 76 FCU | Secure Your Future","og_description":"Explore the flexible, secure, and rewarding savings products offered by IBEW 76 Federal Credit Union. With a range of options from shares to IRA accounts, and attractive deposit rates, secure your financial future with us. Your savings are federally insured up to $250,000. Start your financial growth journey today!","og_url":"https:\/\/ibew76fcu.org\/es\/savings\/","og_site_name":"IBEW 76 Federal Credit Union","article_publisher":"https:\/\/www.facebook.com\/ibew76federalcreditunion","article_modified_time":"2025-01-30T22:00:31+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/ibew76fcu.org\/savings\/","url":"https:\/\/ibew76fcu.org\/savings\/","name":"Savings Products | IBEW 76 FCU | Secure Your Future","isPartOf":{"@id":"https:\/\/ibew76fcu.org\/#website"},"datePublished":"2023-05-08T23:00:11+00:00","dateModified":"2025-01-30T22:00:31+00:00","description":"Explore the flexible, secure, and rewarding savings products offered by IBEW 76 Federal Credit Union. With a range of options from shares to IRA accounts, and attractive deposit rates, secure your financial future with us. Your savings are federally insured up to $250,000. Start your financial growth journey today!","breadcrumb":{"@id":"https:\/\/ibew76fcu.org\/savings\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ibew76fcu.org\/savings\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/ibew76fcu.org\/savings\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/ibew76fcu.org\/"},{"@type":"ListItem","position":2,"name":"Savings"}]},{"@type":"WebSite","@id":"https:\/\/ibew76fcu.org\/#website","url":"https:\/\/ibew76fcu.org\/","name":"IBEW 76 Federal Credit Union","description":"Permanezca fiel a su cooperativa de cr\u00e9dito sindical.","publisher":{"@id":"https:\/\/ibew76fcu.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ibew76fcu.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/ibew76fcu.org\/#organization","name":"IBEW 76 Federal Credit Union","url":"https:\/\/ibew76fcu.org\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/ibew76fcu.org\/#\/schema\/logo\/image\/","url":"https:\/\/ibew76fcu.org\/wp-content\/uploads\/2023\/05\/ibew_footer_logo.png","contentUrl":"https:\/\/ibew76fcu.org\/wp-content\/uploads\/2023\/05\/ibew_footer_logo.png","width":137,"height":73,"caption":"IBEW 76 Federal Credit Union"},"image":{"@id":"https:\/\/ibew76fcu.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/ibew76federalcreditunion","https:\/\/www.instagram.com\/ibew76fcu\/"]}]}},"_links":{"self":[{"href":"https:\/\/ibew76fcu.org\/es\/wp-json\/wp\/v2\/pages\/13","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ibew76fcu.org\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ibew76fcu.org\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ibew76fcu.org\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ibew76fcu.org\/es\/wp-json\/wp\/v2\/comments?post=13"}],"version-history":[{"count":0,"href":"https:\/\/ibew76fcu.org\/es\/wp-json\/wp\/v2\/pages\/13\/revisions"}],"wp:attachment":[{"href":"https:\/\/ibew76fcu.org\/es\/wp-json\/wp\/v2\/media?parent=13"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

Effective Date: February 1, 2025<\/caption>\n