{"id":15,"date":"2023-05-08T16:00:24","date_gmt":"2023-05-08T23:00:24","guid":{"rendered":"http:\/\/ibew-76.mysites.io\/?page_id=15"},"modified":"2026-02-11T09:27:45","modified_gmt":"2026-02-11T17:27:45","slug":"loans","status":"publish","type":"page","link":"https:\/\/ibew76fcu.org\/es\/loans\/","title":{"rendered":"Pr\u00e9stamos"},"content":{"rendered":"

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Loans<\/h1>\n

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Welcome to the Loans page of IBEW 76 Federal Credit Union<\/strong>, your financial ally for every aspiration. Whether you’re dreaming of a new car, a boat, or an RV for your next adventure, or you need a personal loan for unexpected expenses, we offer a range of lending solutions designed to meet your specific needs. With competitive rates and terms, our loan options are as diverse as our members. From vehicle and personal loans to Home Equity loans, our commitment is to provide you with financial solutions that fit your life. Review our comprehensive list of loan products and their respective rates to find the one that best suits your needs. At IBEW 76 FCU, we turn your dreams into achievable goals. Let’s start your journey towards financial freedom today.<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” background_image=”https:\/\/ibew76fcu.org\/wp-content\/uploads\/2023\/05\/ibew_hp_loans_bg.png” parallax=”on” custom_margin=”||||false|false” custom_padding=”0px||0px|||” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”https:\/\/www.mobicint.net\/ibe\/openAccount\/start” url_new_window=”on” button_text=”Visa Application” button_alignment=”center” _builder_version=”4.21.0″ _module_preset=”default” button_text_size=”16px” button_border_width=”0px” button_border_radius=”4px” background_layout=”dark” button_text_shadow_style=”preset1″ global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”https:\/\/www.mobicint.net\/ibe\/openAccount\/start” url_new_window=”on” button_text=”Loan Application” button_alignment=”center” _builder_version=”4.21.0″ _module_preset=”default” button_text_size=”16px” button_border_width=”0px” button_border_radius=”4px” background_layout=”dark” custom_padding=”5px|20px|5px|20px|true|true” button_text_shadow_style=”preset1″ global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”https:\/\/mobicint.net\/ibe\/login” url_new_window=”on” button_text=”Online Banking” button_alignment=”center” _builder_version=”4.21.0″ _module_preset=”default” button_text_size=”16px” button_border_width=”0px” button_border_radius=”4px” background_layout=”dark” button_text_shadow_style=”preset1″ global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjEzIn19@” button_text=”Deposit Rates” button_alignment=”center” _builder_version=”4.21.0″ _dynamic_attributes=”button_url” _module_preset=”default” button_text_size=”16px” button_border_width=”0px” button_border_radius=”4px” background_layout=”dark” button_text_shadow_style=”preset1″ global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” background_image=”https:\/\/ibew76fcu.org\/wp-content\/uploads\/2023\/05\/groovepaper.png” background_size=”initial” background_repeat=”repeat” custom_margin=”||||false|false” custom_padding=”25px||50px||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”3px|auto|-33px|auto||” custom_padding=”0px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”20px|20px|20px|20px|true|true” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” custom_margin=”||-2px|||” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

Lending Rates & Disclosures<\/h3>\n

Effective January 1, 2026<\/p>\n

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Important Terms and Conditions:<\/strong> IBEW 76 FCU membership is required. Rates are based on an evaluation of credit history, and other factors specific to your loan (such as loan term, age of collateral, occupancy of collateral property, combined loan-tovalue, lien status, loan amount, as applicable) and may be higher than the lowest rates advertised. Your final APR may differ from your loan interest rate due to additional fees that may apply. This schedule is intended for informational purposes only. Loan programs and rates are subject to change without notice, and this sheet does not serve as a guarantee of loan programs, rates, fees, credit approval, or conditions that may apply.<\/p>\n

*Home Equity & Refinance Mortgage Loans:<\/strong> Property must be located on the State of Washington. You may have to pay certain third-party closing costs that range up to $3,000.00 plus origination fee, depending on the location of the property, the amount of the loan and other factors. Property insurance and, if applicable, flood insurance is required.<\/p>\n

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Lost or Stolen Cards<\/span><\/h4>\n
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Monday \u2013 Friday 9:00am \u2013 5:00pm<\/h5>\n

IBEW 76 FCU<\/span>
253-475-6661<\/span><\/span><\/span><\/a>
1-800-464-0076<\/a><\/span><\/span><\/p>\n

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Evenings, Weekends & Holidays<\/h5>\n

Debit & Credit Cards
1-800-808-7230<\/a><\/span><\/span><\/p>\n

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Falcon Fraud<\/h5>\n
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Debit & Credit Cards
1-866-334-1048<\/a><\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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LoansWelcome to the Loans page of IBEW 76 Federal Credit Union, your financial ally for every aspiration. Whether you’re dreaming of a new car, a boat, or an RV for your next adventure, or you need a personal loan for unexpected expenses, we offer a range of lending solutions designed to meet your specific needs. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-15","page","type-page","status-publish","hentry"],"yoast_head":"\nIBEW 76 FCU Loan Services | Affordable and Flexible Financing<\/title>\n<meta name=\"description\" content=\"Explore the range of loan services at IBEW 76 FCU, from vehicle and personal loans to home equity loans, each with competitive rates. Turn your dreams into achievable goals and secure your financial future with us. 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