<\/p>\n
At IBEW 76 Federal Credit Union, we respect the privacy of our members. We recognize the importance of maintaining the confidentiality of your personal financial information. This notice describes the privacy policy and practices followed by IBEW 76 Federal Credit Union. This notice also explains what types of member information we collect and under what circumstances we may share it.<\/p>\n
The Credit Union collects only relevant information about members that is needed to establish and maintain your account and services as the law allows or requires us to collect. We may collect personal and financial information about you (member information) which is \u201cnonpublic.\u201d The member information we collect varies depending on the accounts and services you request and use. We collect information about you from the following sources:<\/p>\n
We retain personal information we receive from you on any application you provide for membership, deposit account EFT services, loans, or other Credit Union services. This information includes: name, address, social security number, birth date, phone number, employment and financial status, and credit history.<\/p>\n
Any time you make a transaction on one of your accounts, including ATM or card transactions, loan advances, transactions through Internet access service, over the phone, or at a branch, we retain the transaction information, including: your account number, the date, amount, location of the transaction, and other pertinent information.<\/p>\n
When we evaluate your application for an account or service, we may request a credit report about you from a consumer reporting agency. We retain the personal and credit history information about you and we may use it to evaluate future account service requests.<\/p>\n
We obtain information online when you visit our website, www.ironworkersfcu.org. This includes retaining information you provide us on any online application, Internet access service, transaction or information you send us by e\u2010mail.<\/p>\n
In order to provide financial services to you, we share certain information about you with our third party service providers; however, we only share information to the extent necessary to service your account or offer new services to you. If we share your information, it is with the goal of bringing you quality services, more choices and greater convenience. Information we may have about former members is generally only shared or disclosed if necessary to enforce or administer an account or as required by law.<\/p>\n
In order for us to conduct our operation, including servicing your account or processing your transaction, we need to share information with our service providers, including: data processing companies, check, ATM and other payment processing companies, payment networks, loan service providers, insurance companies, collection agencies, credit reporting agencies, and financial service providers with whom we have joint marketing agreements. These service providers act on our behalf and have agreed in writing to keep the member information we provide to them confidential.<\/p>\n
We share the following categories of information to third party service providers depending on the specific services provided:<\/p>\n
We do not sell member information nor share your account numbers with independent third party marketers offering their products and services. While we may assist in offering financial products and services of our contracted financial service providers, we control the member information used to make such offers.<\/p>\n
We may share any member information of yours in response to a lawful request issued by a court, government agency, or regulatory authority or as permitted by law in order to administer or enforce your account. We may also share our experience information about you with credit bureaus. Our reporting to credit bureaus is governed by the Fair Credit Reporting Act, which affords you the right to make sure that your credit bureau reports are accurate.<\/p>\n
We maintain strict policies and security controls to assure that member information in our computer systems and files is protected. Our employees are permitted access to member information that they may need to perform their jobs and to provide service to you. Our employees have access to such member information as necessary to conduct a transaction or respond to your inquiries. All employees are trained to respect member privacy. No one except our employees has regular access to the Credit Union computer system and records storage. The Credit Union has established internal security controls, including physical, electronic, and procedural safeguards to protect the information you provide us and the information we collect about you. We will continue to review our internal security controls to safeguard your member information as we employ new technology in the future.<\/p>\n
At our website, www.ibew76fcu.org, you may apply for accounts and services and you may communicate with us via e\u2010mail. To protect the information you provide us online we use multiple levels of security. The application information we accept online and our Internet access service relies on industry standard \u201cSecure Sockets Layer\u201d (SSL) encryption to secure your transaction information and communication. Generally, our e\u2010mails are not secure. However, if we ask you to e\u2010mail us information, other than your name, address, e\u2010mail address and phone number, it will be obtained using a secure (SSL encryption) e\u2010mail form. When you visit our website, you can access site information without revealing your personal identity. However, in order to help us identify you for future site visits, we use \u201ccookies\u201d to track your visit. A \u201ccookie\u201d is a piece of information that our web server stores on your computer hard drive and retrieves later. The cookie will not request, require or collect personal identity information and you remain anonymous. Your member information is not accessed by or stored within a cookie in any way.<\/p>\n
Our online financial services are not designed for or directed toward children. We do not knowingly solicit or collect data from children, and we do not knowingly market to children online. We recognize that protecting children\u2019s identities and online privacy is important and that responsibility rests with us and with parents.<\/p>\n
If you have any questions about our privacy practices, contact us by calling 1\u2010800\u2010464\u20100076, sending us e\u2010mail or writing to us at: IBEW 76 Federal Credit Union, 3049 S 36th St, Room 103, Tacoma, WA, 98409.<\/p>\n<\/div>\n<\/div>\n
<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n<\/span>","protected":false},"excerpt":{"rendered":" Privacy Notice Our Privacy Pledge At IBEW 76 Federal Credit Union, we respect the privacy of our members. We recognize the importance of maintaining the confidentiality of your personal financial information. This notice describes the privacy policy and practices followed by IBEW 76 Federal Credit Union. This notice also explains what types of member information […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":" Suggested text: <\/strong>Our website address is: https:\/\/ibew76fcu.org.<\/p> Suggested text: <\/strong>When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.<\/p> An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https:\/\/automattic.com\/privacy\/. After approval of your comment, your profile picture is visible to the public in the context of your comment.<\/p> Suggested text: <\/strong>If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.<\/p> Suggested text: <\/strong>If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.<\/p> If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.<\/p> When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select "Remember Me", your login will persist for two weeks. If you log out of your account, the login cookies will be removed.<\/p> If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.<\/p> Suggested text: <\/strong>Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.<\/p> These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.<\/p> Suggested text: <\/strong>If you request a password reset, your IP address will be included in the reset email.<\/p> Suggested text: <\/strong>If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.<\/p> For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.<\/p> Suggested text: <\/strong>If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.<\/p> Suggested text: <\/strong>Visitor comments may be checked through an automated spam detection service.<\/p>","_et_gb_content_width":"","footnotes":""},"class_list":["post-3","page","type-page","status-publish","hentry"],"yoast_head":"\nWho we are<\/h2>
Comments<\/h2>
Media<\/h2>
Cookies<\/h2>
Embedded content from other websites<\/h2>
Who we share your data with<\/h2>
How long we retain your data<\/h2>
What rights you have over your data<\/h2>
Where your data is sent<\/h2>